7+ 就労 不能 保険 プルデンシャル Ideas

【経済インサイド】住友生命が就業不能保険に大手として初参入 競合他社はやっかみ含め賛否両論(3/3ページ) 産経ニュース
【経済インサイド】住友生命が就業不能保険に大手として初参入 競合他社はやっかみ含め賛否両論(3/3ページ) 産経ニュース from www.sankei.com

What is Just-Labor-Incapable Insurance?

Just-Labor-Incapable Insurance, also known as Shuro-bō-kin or the Employment Insurance, is a mandatory insurance program established by the Japanese government to provide financial aid to workers who lost their jobs due to circumstances beyond their control, such as company bankruptcy, restructuring, or downsizing. The program aims to support the unemployed workers financially while they search for new job opportunities.

Why Choose Prudential?

Prudential is one of the leading insurance companies in Japan that offers Just-Labor-Incapable Insurance to their clients. Their insurance policies are designed to provide comprehensive coverage to the policyholders, including unemployment benefits, medical expenses, and disability compensation. Prudential also offers flexible payment options and affordable premiums, making it a popular choice among the Japanese workforce.

How to Apply for Just-Labor-Incapable Insurance with Prudential?

To apply for Just-Labor-Incapable Insurance with Prudential, you need to be a member of the Employment Insurance program. You can apply for the program through your employer or the Hello Work Public Employment Security Office. Once you become a member, you can then choose Prudential as your insurance provider and apply for their insurance policies either online or through their local branches.

What are the Benefits of Just-Labor-Incapable Insurance?

Just-Labor-Incapable Insurance provides various benefits to the policyholders, including:

  • Unemployment benefits: A fixed amount of financial aid is provided to the policyholders for a certain period while they search for new job opportunities.
  • Medical expenses: The policyholders can claim reimbursement for medical expenses related to their illness or injury during the unemployment period.
  • Disability compensation: If the policyholders become disabled during the unemployment period, they can claim disability compensation to support their living expenses.

What are the Eligibility Criteria for Just-Labor-Incapable Insurance?

To be eligible for Just-Labor-Incapable Insurance, the policyholders must meet the following criteria:

  • Be a member of the Employment Insurance program
  • Be unemployed due to circumstances beyond their control
  • Be actively searching for new job opportunities
  • Meet the required contribution periods

What are the Contribution Periods for Just-Labor-Incapable Insurance?

The required contribution periods for Just-Labor-Incapable Insurance are:

  • 6 months for workers under the age of 45
  • 12 months for workers aged 45 or older

Conclusion

Just-Labor-Incapable Insurance with Prudential is an essential insurance program for the Japanese workforce. It provides financial aid to the policyholders during their unemployment period and supports their living expenses. Prudential offers comprehensive insurance policies with flexible payment options and affordable premiums, making it a popular choice among the policyholders. To apply for the program, one needs to be a member of the Employment Insurance program and meet the required eligibility criteria and contribution periods.

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