Must Know 車両 所有 者 変更 保険 References
What is 車両所有者変更保険?
車両所有者変更保険, also known as Car Owner Change Insurance, is a type of car insurance in Japan that covers the legal and financial responsibilities of a new car owner after they purchase a used vehicle from the previous owner. This type of insurance is mandatory in Japan and is required by law to be obtained by the new car owner within a specific timeframe after purchasing the vehicle.
Why is it important to have 車両所有者変更保険?
Having 車両所有者変更保険 is important as it protects the new car owner from any potential liabilities that may arise from the previous owner's actions. For instance, if the previous owner had an accident but failed to report it, the new car owner may be held responsible for any damages or injuries that occur as a result. With 車両所有者変更保険, the new car owner can rest assured that they are protected from such scenarios.
When should you obtain 車両所有者変更保険?
You should obtain 車両所有者変更保険 within 5 days of purchasing a used vehicle from the previous owner. This is required by law in Japan and failure to obtain this insurance within the specified timeframe can result in penalties and fines. Therefore, it is important to ensure that you obtain this insurance as soon as possible to avoid any legal and financial repercussions.
What does 車両所有者変更保険 cover?
車両所有者変更保険 typically covers third-party liability, property damage, and bodily injury caused by the new car owner while driving the vehicle. It also covers damages caused by the previous owner before the transfer of ownership. However, it is important to note that the coverage may vary depending on the insurance provider and the policy purchased.
How much does 車両所有者変更保険 cost?
The cost of 車両所有者変更保険 varies depending on several factors such as the car's age, make, and model, as well as the new owner's driving history and age. However, the average cost of this insurance is around 20,000 yen per year. It is important to compare different insurance providers and policies to find the one that best suits your needs and budget.
How to obtain 車両所有者変更保険?
車両所有者変更保険 can be obtained through various insurance providers in Japan. It is recommended to compare different policies and prices to find the one that suits your needs and budget. You can obtain this insurance online, over the phone, or in person at the insurance provider's office. Make sure to have all the necessary documents such as the car registration and transfer of ownership papers when applying for this insurance.
What are the consequences of not having 車両所有者変更保険?
Not having 車両所有者変更保険 can result in legal and financial consequences. In Japan, it is mandatory by law to obtain this insurance within a specific timeframe after purchasing a used vehicle from the previous owner. Failure to do so can result in penalties and fines. Additionally, if the new car owner is involved in an accident and does not have this insurance, they may be held responsible for any damages or injuries caused, which can result in significant financial burdens.
Conclusion
車両所有者変更保険 is an essential insurance policy that every new car owner must obtain in Japan. It protects the new owner from any potential liabilities and financial burdens that may arise from the previous owner's actions. It is important to obtain this insurance within the specified timeframe and to compare different policies and prices to find the best one that suits your needs and budget.
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