Must Know 追突事故病院保険 Article

追突事故に遭ったら痛くなくても病院に行くべき？平塚支店｜弁護士法人泉総合法律事務所 from izumi-hiratsuka.jp

Introduction

Car accidents can happen to anyone, anywhere, and anytime. In Japan, car accidents are not uncommon, and they can be a stressful and scary experience, especially if you're a foreigner. In this article, we will discuss what to do when you get into a car accident in Japan, what to expect, and how to navigate the process of getting medical treatment and filing an insurance claim.

What is 追突事故 (Rear-end Collision Accident)?

追突事故 (Rear-end collision accidents) are the most common type of car accident in Japan. It happens when one car hits another car from behind. This type of accident can cause serious injuries, and it's important to take immediate action to get medical treatment.

What to Do When You Get into a Car Accident?

The first thing you should do when you get into a car accident is to check if everyone is okay. If there are any injuries, call the ambulance immediately. If no one is injured, move your car to a safe place, and call the police to report the accident. It's important to stay calm and avoid any arguments or confrontation with the other driver.

Getting Medical Treatment

If you or anyone in your car is injured, it's important to get medical treatment as soon as possible. In Japan, there are many hospitals and clinics where you can get medical treatment. If you don't know where to go, ask the police to help you find a hospital or clinic near you.

Insurance Coverage

If you have car insurance, you can file a claim to get coverage for the damages to your car and any medical expenses related to the accident. In Japan, there are two types of car insurance: mandatory car insurance (jibaiseki hoken) and voluntary car insurance (nin'i hoken). Mandatory car insurance covers damages to other cars and injuries to other people. Voluntary car insurance covers damages to your car and injuries to you and your passengers.

What to Expect When Filing an Insurance Claim?

When you file an insurance claim, you will need to provide the insurance company with all the necessary information, such as the police report, medical documents, and photos of the damages. The insurance company will then investigate the accident and determine the amount of coverage you are entitled to.

What to Do if You Don't Have Insurance?

If you don't have car insurance, you will have to pay for the damages and medical expenses out of your pocket. This can be a significant financial burden, especially if the accident was serious. In this case, you may want to consider hiring a lawyer to help you negotiate with the other driver's insurance company or file a lawsuit to recover your losses.

Tips to Prevent Car Accidents

The best way to avoid car accidents is to practice safe driving habits. Always wear your seatbelt, obey traffic rules, and avoid distractions such as using your phone while driving. It's also important to maintain your car regularly and check for any issues that may cause accidents.

Conclusion

Getting into a car accident in Japan can be a stressful and overwhelming experience, but by following the steps outlined in this article, you can navigate the process and get the help you need. Remember to stay calm, prioritize your safety and health, and always practice safe driving habits to prevent accidents from happening in the first place.