7+ ウーバー 事故 保険 Article
Introduction
Uber is a popular ride-sharing service that is used by millions of people all over the world. However, accidents can happen at any time, and it's important to know what kind of insurance coverage you have as an Uber driver or passenger. In this article, we will discuss the type of insurance that Uber provides in Japan to protect its drivers and passengers.
Uber Insurance in Japan
In Japan, Uber provides third-party liability insurance to all its drivers. This insurance covers any damages or injuries that may occur to a third party while the driver is on duty. However, this insurance does not cover any damages or injuries that may occur to the driver or their vehicle.
What is Third-Party Liability Insurance?
Third-party liability insurance is a type of insurance that covers any damages or injuries that may occur to a third party as a result of an accident. In the case of Uber, this means that if an Uber driver is involved in an accident while on duty, and the accident results in damages or injuries to a third party, the third-party liability insurance will cover the costs of those damages or injuries.
What about Uber Drivers?
As mentioned earlier, Uber's third-party liability insurance does not cover any damages or injuries that may occur to the driver or their vehicle. However, Uber does provide additional insurance coverage for its drivers. This insurance coverage includes:
Contingent Comprehensive and Collision Insurance
This insurance coverage provides protection to Uber drivers in case of an accident that results in damage to their vehicle. This insurance coverage is only applicable if the driver has their own comprehensive and collision insurance policy.
Uninsured/Underinsured Motorist Coverage
This insurance coverage provides protection to Uber drivers in case of an accident with an uninsured or underinsured motorist. This insurance coverage is applicable if the driver is not at fault for the accident and the other driver does not have sufficient insurance coverage to pay for damages or injuries.
What about Passengers?
As an Uber passenger, you are covered by Uber's third-party liability insurance. This insurance coverage includes:
Bodily Injury Liability Coverage
This insurance coverage provides protection to Uber passengers in case of an accident that results in bodily injury. This insurance coverage is applicable if the Uber driver is at fault for the accident.
Uninsured/Underinsured Motorist Coverage
This insurance coverage provides protection to Uber passengers in case of an accident with an uninsured or underinsured motorist. This insurance coverage is applicable if the Uber driver is not at fault for the accident and the other driver does not have sufficient insurance coverage to pay for damages or injuries.
Conclusion
If you are an Uber driver or passenger in Japan, it's important to understand the type of insurance coverage that is provided by Uber. While Uber's third-party liability insurance provides protection to its drivers and passengers, it's important to note that this insurance coverage does not cover damages or injuries that may occur to the driver or their vehicle. If you are an Uber driver, it's important to have your own comprehensive and collision insurance policy to ensure that you are fully protected in case of an accident. As an Uber passenger, you can rest assured that you are covered by Uber's third-party liability insurance.
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