6+ 事故 保険 車 References
Introduction
Car accidents are inevitable, and they can happen to anyone at any time. In Japan, car insurance is mandatory for all car owners. In case of an accident, insurance coverage can help ease the financial burden of repair costs and medical expenses. In this article, we will discuss the importance of car insurance and what you need to know about it.Types of Car Insurance
There are two main types of car insurance in Japan: compulsory insurance and voluntary insurance. Compulsory insurance covers personal injury and property damage caused by a car accident. Voluntary insurance, on the other hand, provides additional coverage such as collision damage, theft, and fire damage.Compulsory Insurance
Compulsory insurance is also known as "Jibaiseki Hoken" in Japanese. It is required by law and covers the following:- Personal injury caused by a car accident
- Property damage caused by a car accident
- Compensation for the death of an individual in a car accident
Voluntary Insurance
Voluntary insurance is also known as "Nin'i Hoken" in Japanese. It is not mandatory, but it is highly recommended. It provides additional coverage such as:- Collision damage
- Theft
- Fire damage
- Natural disasters
- Personal accident insurance
How to Choose the Right Car Insurance
Choosing the right car insurance can be daunting, but it is important to do your research and select the coverage that best suits your needs. When choosing car insurance, consider the following:- Your budget
- The type of car you own
- Your driving history
- Additional coverage you may need
What to Do in Case of an Accident
In case of an accident, it is important to stay calm and follow these steps:- Check for injuries and call for medical assistance if necessary
- Call the police and report the accident
- Exchange information with the other driver(s) involved
- Take photos of the accident scene and damage to the vehicles
- Notify your insurance company and file a claim
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