List Of 対物保険等級下がる References

相手の車の修理は車両保険?それとも対物保険?車両保険と対物保険の違いをプロが解説 │ 車得楽情報web from kurumatokuraku.com

The Background

If you own a car in Japan, you are required to have car insurance. 対物 insurance is a type of car insurance that covers the damages you may cause to someone else’s vehicle or property in an accident. The grade of your 対物 insurance is determined by your driving record, which is evaluated on a yearly basis.

The Problem

In recent years, the grade of 対物 insurance for many drivers in Japan has been decreasing. This means that drivers are now paying more for their car insurance, even though they have not been involved in any accidents.

The Cause

The reason for this decrease in 対物 insurance grade is due to the increase in the number of accidents caused by drivers who are distracted by their smartphones. The Japanese government has taken notice of this problem and has implemented stricter laws to discourage smartphone use while driving.

The Solution

To avoid a decrease in your 対物 insurance grade, it is important to drive safely and avoid distractions while driving. This includes not using your smartphone while driving, keeping your eyes on the road, and obeying traffic laws.

Additional Tips

In addition to driving safely, there are other steps you can take to improve your 対物 insurance grade. These include taking a defensive driving course, maintaining a clean driving record, and installing safety features in your car.

The Benefits

By maintaining a high grade for your 対物 insurance, you can enjoy lower insurance premiums and greater peace of mind. In the event of an accident, you can rest assured that you will be covered for any damages you may cause to someone else’s vehicle or property.

The Bottom Line

In conclusion, it is important to be aware of the factors that can affect your 対物 insurance grade in Japan. By driving safely, avoiding distractions, and taking proactive steps to improve your driving skills, you can maintain a high grade and enjoy the many benefits of lower insurance premiums and greater peace of mind.