List Of 保険 種類 国民 健康 保険 For You
Introduction
If you are a Japanese citizen, you are entitled to participate in the National Health Insurance program, which provides health coverage for individuals and their families. However, there are also other types of insurance available that you may consider. In this article, we will explore the different types of health insurance available in Japan and what they cover.
National Health Insurance (NHI)
The National Health Insurance program is a government-run insurance program that provides health coverage to all Japanese citizens. This insurance covers a wide range of medical services, including hospitalization, surgeries, and prescription drugs. The cost of the insurance is based on the individual's income and family size, with the maximum premium set at 10% of the individual's income.
What does NHI cover?
National Health Insurance covers a wide range of medical services, including:
- Hospitalization
- Surgeries
- Prescription drugs
- Outpatient visits
- Diagnostic tests
- Emergency medical care
What are the benefits of NHI?
The National Health Insurance program provides a number of benefits, including:
- Low cost
- Wide range of coverage
- No age restrictions
- Covers pre-existing conditions
Employer's Health Insurance
Employer's Health Insurance is a type of insurance provided by employers for their employees. The cost of this insurance is shared by both the employer and the employee. The coverage and cost of this insurance varies depending on the employer and the insurance provider.
What does Employer's Health Insurance cover?
Employer's Health Insurance typically covers a wide range of services, including:
- Hospitalization
- Surgeries
- Prescription drugs
- Outpatient visits
- Diagnostic tests
- Emergency medical care
What are the benefits of Employer's Health Insurance?
The benefits of Employer's Health Insurance include:
- Low cost
- Wide range of coverage
- No age restrictions
- Covers pre-existing conditions
Private Health Insurance
Private Health Insurance is a type of insurance that is purchased by individuals or families to provide additional coverage for medical services. The cost and coverage of this insurance varies depending on the insurance provider and the plan purchased.
What does Private Health Insurance cover?
Private Health Insurance typically covers a wide range of services, including:
- Hospitalization
- Surgeries
- Prescription drugs
- Outpatient visits
- Diagnostic tests
- Emergency medical care
What are the benefits of Private Health Insurance?
The benefits of Private Health Insurance include:
- Additional coverage
- Option to choose your own doctor
- Option to choose your own hospital
Conclusion
As a Japanese citizen, you have access to a wide range of health insurance options. The National Health Insurance program is available to all citizens and provides comprehensive coverage at a low cost. Employer's Health Insurance and Private Health Insurance are also available for those who want additional coverage. It is important to carefully consider your options and choose the insurance that best fits your needs and budget.
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