原付二種とは？免許の取り方と取得までにかかる時間｜教えて！おとなの自動車保険 from www.ins-saison.co.jp
Introduction
If you're planning to ride a moped or scooter in Japan, it's mandatory to have 原付 二 種 保険 or "moped insurance." This type of insurance coverage is specific to mopeds and scooters that have an engine capacity of 50cc or less. In this article, we'll provide you with all the essential information you need to know about 原付 二 種 保険 in 2023.
What Is 原付 二 種 保険?
原付 二 種 保険 is a type of insurance that covers damages caused by accidents involving mopeds and scooters with an engine capacity of 50cc or less. This insurance is mandatory in Japan, and it's required by law to ride a moped or scooter on public roads.
What Does 原付 二 種 保険 Cover?
原付 二 種 保険 covers damages caused by accidents involving mopeds and scooters. This includes damages to other vehicles, injuries to other people, and damages to public property. The coverage amount varies depending on the insurance policy you choose, but it usually ranges from 30,000 to 50,000 yen.
Types of 原付 二 種 保険 Policies
There are two types of 原付 二 種 保険 policies: mandatory and optional. The mandatory policy is required by law, and it covers damages caused by accidents involving mopeds and scooters. The optional policy provides additional coverage, including theft, fire, and natural disasters.
How to Choose the Right 原付 二 種 保険 Policy
Choosing the right 原付 二 種 保険 policy can be overwhelming, but there are a few things to consider. First, you should consider the coverage amount and what it covers. You should also consider the insurance company's reputation and customer service. Lastly, you should consider the price and whether it fits within your budget.
How Much Does 原付 二 種 保険 Cost?
The cost of 原付 二 種 保険 varies depending on the insurance company and the coverage amount. On average, the mandatory policy costs around 10,000 yen per year, while the optional policy costs around 20,000 yen per year.
When Should You Renew Your 原付 二 種 保険 Policy?
You should renew your 原付 二 種 保険 policy before it expires. The expiration date is usually one year from the date you purchased the policy. If you fail to renew your policy, you may be fined or face legal consequences.
What Happens If You Get into an Accident Without 原付 二 種 保険?
If you get into an accident without 原付 二 種 保険, you may face legal consequences. You may be fined, and you may be required to pay for damages out of pocket. It's important to have 原付 二 種 保険 to protect yourself and others on the road.
The Bottom Line
In conclusion, 原付 二 種 保険 is mandatory if you're planning to ride a moped or scooter in Japan. It provides coverage for damages caused by accidents involving mopeds and scooters with an engine capacity of 50cc or less. When choosing a policy, consider the coverage amount, insurance company's reputation, customer service, and price. Renew your policy before it expires to avoid legal consequences.
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