【自由テーマ】健康増進型保険”住友生命「Vitality」” （SPA） 一般社団法人 ソーシャルプロダクツ普及推進協会（APSP） from www.apsp.or.jp
Introduction
Sumitomo Life, one of the leading life insurance companies in Japan, offers a wide range of insurance products to cater to the diverse needs of its customers. Special Contract Assembled Type Insurance is one such product that provides numerous benefits to policyholders. In this article, we will discuss what this insurance policy entails and how it can benefit you.
What is Special Contract Assembled Type Insurance?
Special Contract Assembled Type Insurance, commonly known as Toku-Assemble, is a type of life insurance policy that allows policyholders to customize their coverage according to their specific needs. Policyholders can select from various options such as death benefits, savings benefits, and additional riders, to tailor their policy to their requirements.
Benefits of Toku-Assemble
1. Flexibility
Toku-Assemble offers great flexibility to policyholders. They can choose the amount of coverage they need and the duration of the policy, depending on their financial goals.
2. Customization
Policyholders can customize their policy by selecting the benefits they require. For instance, if they want their policy to provide both death benefits and savings benefits, they can do so by opting for the relevant riders.
3. Tax Benefits
Toku-Assemble also offers tax benefits to policyholders. Premiums paid towards the policy are tax-deductible, and the death benefit received by the beneficiaries is tax-exempt.
4. Guaranteed Renewal
Policyholders can renew their Toku-Assemble policy without worrying about their health condition. Sumitomo Life guarantees renewal, regardless of any health issues they may have developed since taking out the policy.
5. Investment Opportunities
Toku-Assemble also provides investment opportunities to policyholders. They can choose to invest a portion of their premium in investment funds offered by Sumitomo Life, providing them with the potential for higher returns.
Conclusion
Special Contract Assembled Type Insurance from Sumitomo Life is an excellent option for those who want to customize their life insurance policy to their specific needs. It offers great flexibility, customization, tax benefits, guaranteed renewal, and investment opportunities. With Toku-Assemble, you can have peace of mind knowing that your loved ones are financially protected.
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