6+ 保険の種類社会保険 Article

【保存版】保険の役割と特徴を種類別に徹底解説。選び方のポイントとは？マネコミ！〜お金のギモンを解決する情報コミュニティ〜 from manekomi.tmn-anshin.co.jp

Introduction

Japan is a country that takes care of its citizens. One of the ways that the government does this is through social insurance. Social insurance is a type of insurance that provides protection for people against social risks such as illness, injury, disability, and old age. In this article, we will discuss the different types of social insurances available in Japan.

Types of Social Insurance

National Health Insurance (NHI)

National Health Insurance is a type of insurance that provides coverage for medical expenses. This insurance is mandatory for all residents of Japan who are not covered by any other type of insurance. NHI covers a wide range of medical services, including hospitalization, surgery, and outpatient care.

National Pension Insurance (NPI)

National Pension Insurance is a type of insurance that provides coverage for retirement. This insurance is mandatory for all residents of Japan who are between the ages of 20 and 59. NPI provides a monthly pension to individuals who have paid into the system for a certain number of years.

Employment Insurance (EI)

Employment Insurance is a type of insurance that provides coverage for unemployment. This insurance is mandatory for all employees in Japan. EI provides financial assistance to individuals who have lost their jobs due to reasons beyond their control.

Long-term Care Insurance (LTCI)

Long-term Care Insurance is a type of insurance that provides coverage for long-term care services. This insurance is mandatory for all residents of Japan who are over the age of 40. LTCI covers a wide range of services, including home care, day care, and nursing home care.

Conclusion

In conclusion, social insurance is an important part of life in Japan. It provides protection for individuals against social risks such as illness, injury, disability, and old age. By understanding the different types of social insurances available, individuals can make informed decisions about their insurance needs.