自動車保険の名義変更に必要なケースと手順を徹底解説 FACT of MONEY from jdoc.jp
The Basics of 名義 変更 前 保険
If you're planning to change the registered owner of your vehicle in Japan, you might want to know about 名義 変更 前 保険 (meigi henkou mae hoken), or insurance prior to changing the registered owner. In simple terms, it refers to the insurance policy that covers your car until the registration transfer is complete.
Why is it Important?
Without 名義 変更 前 保険, you won't be able to drive your car legally during the registration transfer process. In case of an accident, you might also end up paying huge expenses from your pocket. Therefore, it's crucial to have 名義 変更 前 保険 to ensure peace of mind and avoid unexpected expenses.
How to Get 名義 変更 前 保険?
You can get 名義 変更 前 保険 from any insurance company in Japan. However, not all insurers offer this type of insurance, so it's best to check with them beforehand. The premium for 名義 変更 前 保険 is usually lower than regular car insurance, as it only covers the period until the registration transfer is complete.
What Does 名義 変更 前 保険 Cover?
名義 変更 前 保険 usually covers the same risks as regular car insurance, such as damage to the car or injury to a third party. However, it's important to read the policy carefully and understand what's covered and what's not. Some policies might have exclusions or limitations, so it's best to clarify any doubts with the insurer.
When to Cancel 名義 変更 前 保険?
You can cancel 名義 変更 前 保険 once the registration transfer is complete. However, it's important to make sure that the new owner has obtained a new insurance policy before cancelling the old one. Otherwise, the car might be uninsured for a period, which is illegal and risky.
What if You Don't Need 名義 変更 前 保険?
If you're not planning to change the registered owner of your vehicle, you don't need 名義 変更 前 保険. However, it's still important to have valid car insurance to drive legally in Japan. You can choose from various types of insurance policies, such as liability insurance, comprehensive insurance, and collision insurance, depending on your needs and budget.
Conclusion
In summary, 名義 変更 前 保険 is an important type of insurance that covers your car during the registration transfer process in Japan. It's easy to get from any insurer, and the premium is usually lower than regular car insurance. However, it's important to read the policy carefully and understand what's covered and what's not. Remember to cancel the policy once the registration transfer is complete and have valid car insurance at all times.
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