7+ 車保険継続 Article

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Introduction

Car insurance is one of the most important things you need to consider as a car owner. It not only provides financial protection but also ensures that you follow the law. In Japan, 車保険継続 or car insurance renewal is an essential process. In this article, we will discuss everything you need to know about 車保険継続 in 2023.

Why is 車保険継続 important?

車保険継続 is important because it ensures that you have continuous coverage. In Japan, it is mandatory to have at least liability insurance to drive legally. If you fail to renew your car insurance, you will be driving without insurance, which can result in fines and legal issues. Moreover, in case of an accident, you will have to bear all the financial expenses.

When should you renew your car insurance?

In Japan, car insurance is usually valid for one year. Therefore, you need to renew your car insurance every year. The renewal process usually starts a month before the expiry date. It is recommended to renew your car insurance at least a week before the expiry date to avoid any last-minute issues.

What are the things you need to consider before renewing your car insurance?

Before renewing your car insurance, you need to consider the following things:

The type of coverage you need
The premium amount
The deductible amount
The insurance company's reputation

Types of car insurance coverage in Japan

In Japan, there are two types of car insurance coverage:

Compulsory liability insurance (Jibaiseki-hoken)
Voluntary insurance (nin-i-hoken)

Compulsory liability insurance is mandatory for all car owners in Japan. It covers the third-party damages and injuries caused by the insured vehicle. Voluntary insurance, on the other hand, provides additional coverage such as theft, fire, and collision damage.

How to renew your car insurance?

You can renew your car insurance through your insurance company's website or by visiting their office. You need to provide your vehicle information and the type of coverage you want. Once you submit the application, the insurance company will review it and provide you with the premium amount. After paying the premium, you will receive the renewed insurance policy.

What happens if you don't renew your car insurance?

If you don't renew your car insurance, you will be driving without insurance, which is illegal. Moreover, in case of an accident, you will have to bear all the financial expenses. The insurance company can also cancel your policy if you fail to renew it on time.

Conclusion

車保険継続 is an essential process for all car owners in Japan. It ensures that you have continuous coverage and follow the law. Before renewing your car insurance, make sure to consider the type of coverage you need, the premium amount, the deductible amount, and the insurance company's reputation. Renew your car insurance at least a week before the expiry date to avoid any last-minute issues.