Japan has a universal public health insurance system that covers all Japanese citizens and residents. This system is called the National Health Insurance (NHI) or Kokumin Kenko Hoken. In this article, we will discuss the basics of NHI and how it works.
Who is Eligible for NHI?
All residents of Japan who are not eligible for other public health insurance systems, such as employees of large companies, are eligible for NHI. This includes self-employed individuals, students, and retirees.
How to Apply for NHI?
To apply for NHI, you need to visit your local government office and submit the required documents. The required documents may vary depending on your residency status, so it is best to check with your local government office beforehand.
How much does NHI cost?
The cost of NHI is based on your income, and the premiums are split between the employee and the employer. The maximum contribution is set at 10% of your income, but the actual amount may vary depending on your income and the region you live in.
What does NHI cover?
NHI covers a wide range of medical services, including hospitalization, outpatient care, and prescription drugs. Some services, such as dental care and eye care, may not be fully covered by NHI, so it is best to check with your healthcare provider beforehand.
How to Use NHI?
To use NHI, you need to present your health insurance card, which is issued by your local government office. This card contains your personal information and is used to identify you when you receive medical services.
Advantages of NHI
One of the main advantages of NHI is that it is a universal public health insurance system that covers all Japanese citizens and residents. This means that everyone has access to affordable healthcare, regardless of their income or employment status.
Disadvantages of NHI
One of the main disadvantages of NHI is that some medical services, such as dental care and eye care, may not be fully covered. This means that you may need to pay out of pocket for these services.
Conclusion
In conclusion, NHI is a universal public health insurance system that covers all Japanese citizens and residents. It provides affordable healthcare to everyone, regardless of their income or employment status. While it may have some disadvantages, such as limited coverage for certain medical services, it is still a valuable system that plays an important role in the healthcare system of Japan.
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