交通 事故 傷害 保険, also known as traffic accident injury insurance, is a type of insurance that provides coverage for medical expenses and lost income in case of an accident. This insurance is mandatory in Japan and is required for all vehicle owners.
Types of Coverage
There are two types of coverage under 交通 事故 傷害 保険. The first type is called "standard coverage" and provides up to 30 million yen in coverage for medical expenses, funeral expenses, and lost income. The second type is called "optional coverage" and provides additional coverage for medical expenses and lost income.
How Does it Work?
If you are involved in a traffic accident, you must file a claim with your insurance company within 30 days of the accident. Your insurance company will then investigate the accident and determine the amount of compensation you are entitled to receive.
Who is Covered?
交通 事故 傷害 保険 covers anyone who is injured in a traffic accident, regardless of who is at fault. This includes drivers, passengers, and pedestrians.
What is Not Covered?
交通 事故 傷害 保険 does not cover damage to property or liability for damage caused to others. To cover these costs, you will need to purchase additional insurance.
How Much Does it Cost?
The cost of 交通 事故 傷害 保険 varies depending on the type of coverage you choose and the insurance company you use. However, it is generally inexpensive and can be purchased for as little as a few thousand yen per year.
Why is it Important?
交通 事故 傷害 保険 is important because it provides financial protection in case of an accident. Without this insurance, you could be responsible for paying for medical expenses and lost income out of pocket.
How to Purchase?
You can purchase 交通 事故 傷害 保険 through any licensed insurance company in Japan. You can also purchase it through your car dealership or online.
Conclusion
交通 事故 傷害 保険 is an important type of insurance for anyone who drives a car or uses the roadways in Japan. It provides financial protection in case of an accident and can be purchased at an affordable price. Make sure to purchase this insurance to protect yourself and your loved ones.
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