List Of 保険 営業 質問 Ideas

顧客が絶対にハマる保険営業の「殺し文句」とは 家計・貯金 東洋経済オンライン 社会をよくする経済ニュース
顧客が絶対にハマる保険営業の「殺し文句」とは 家計・貯金 東洋経済オンライン 社会をよくする経済ニュース from toyokeizai.net

Introduction

When it comes to purchasing insurance in Japan, it's common to encounter salespeople who may ask you a series of questions to better understand your needs. While some of these questions may seem intrusive or confusing, they are typically designed to help you find the right coverage for your specific situation. In this article, we'll explore some of the most common questions asked by insurance salespeople in Japan and what they mean.

What is Your Line of Work?

This is often one of the first questions asked by insurance salespeople in Japan. By understanding your occupation, they can get a sense of the potential risks you face and what type of coverage may be most appropriate. For example, if you work in a physically demanding job, you may be more likely to need coverage for injuries or disabilities.

What is Your Current Health Status?

Your health status can also impact the type of insurance coverage you need. If you have a pre-existing medical condition, you may need coverage for medical expenses or long-term care. On the other hand, if you're in good health, you may be able to opt for a lower level of coverage.

What is Your Family Situation?

If you have dependents, such as children or elderly parents, you may need coverage to protect them in the event of an emergency. Insurance salespeople may ask about your family situation to better understand your needs and recommend appropriate coverage options.

What is Your Income Level?

Your income level can also impact the type of insurance coverage you need. If you have a high income, you may want to consider coverage for things like disability or long-term care. On the other hand, if you have a lower income, you may be more interested in more basic coverage options.

What Are Your Current Insurance Policies?

If you already have insurance policies in place, insurance salespeople may ask about them to better understand your current coverage and identify any gaps that need to be addressed. This can help ensure that you have comprehensive coverage that meets all of your needs.

What Are Your Long-Term Goals?

Insurance salespeople may also ask about your long-term goals to help identify coverage options that can help you achieve them. For example, if you're planning to start a business in the future, you may need coverage for business-related risks.

How Do You Want to Pay for Your Coverage?

Insurance salespeople will also ask about your preferred payment method. You may be able to pay for your coverage on a monthly or annual basis, depending on the specific policy. They may also ask about your preferred method of payment, such as credit card or bank transfer.

What Are Your Concerns About Insurance Coverage?

Finally, insurance salespeople may ask about any concerns you have about insurance coverage. This can help them address any misconceptions or fears you may have and provide you with accurate information about your coverage options.

Conclusion

While it can be intimidating to speak with insurance salespeople, understanding the questions they ask can help you make informed decisions about your coverage. By working with a knowledgeable and trustworthy salesperson, you can find the right coverage for your needs and protect yourself and your loved ones in the event of an emergency.

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