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Introduction
The construction industry is one of the most hazardous industries in Japan. Workers in this industry face numerous risks and dangers every day, including accidents and injuries. To protect workers from these risks, the Japanese government has implemented various laws and regulations. One such law is "Rousai Jyonoze Hoken" or "Labor Accident Supplementary Insurance."
What is Rousai Jyonoze Hoken?
Rousai Jyonoze Hoken is a type of insurance that provides additional benefits to workers who are injured or disabled in work-related accidents. This insurance is compulsory for all construction companies and covers the medical expenses and lost wages of workers who are injured on the job.
How does Rousai Jyonoze Hoken work?
When a worker is injured on the job, they must report the accident to their employer immediately. The employer then reports the accident to the labor standards office, which investigates the accident and determines whether the worker is eligible for Rousai Jyonoze Hoken benefits. If the worker is eligible, the insurance will cover their medical expenses and lost wages. The amount of coverage depends on the severity of the injury and the length of time the worker is unable to work.
Benefits of Rousai Jyonoze Hoken
Medical Benefits
Rousai Jyonoze Hoken provides extensive medical benefits to workers who are injured on the job. This includes hospitalization, surgery, medication, and rehabilitation. The insurance also covers the cost of prosthetic devices and other medical equipment that the worker may need.
Lost Wages Benefits
If a worker is unable to work due to a work-related injury, Rousai Jyonoze Hoken provides lost wages benefits. This includes compensation for the period that the worker is unable to work. The amount of lost wages benefits depends on the worker's salary and the length of time they are unable to work.
Disability Benefits
If a worker is permanently disabled as a result of a work-related injury, Rousai Jyonoze Hoken provides disability benefits. This includes compensation for the worker's loss of earning capacity and other related expenses.
Conclusion
Rousai Jyonoze Hoken is an important insurance policy for workers in the construction industry. It provides additional benefits to workers who are injured or disabled in work-related accidents. This insurance ensures that workers receive the medical care and financial support they need to recover from their injuries and get back to work.
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