保険証確認を保険種類別に解説！⑤実務事例で学ぶ問題編｜医療事務の仕事術 こあざらしのつぶやき from koazarashi.com
Introduction
If you're living in Japan, you probably have heard the term "主保険 と は" or "shu hoken" before. In simple terms, it refers to the primary health insurance policy that covers medical expenses for Japanese citizens and residents. In this article, we will delve deeper into the concept of 主保険 と は, its importance, and how it works.
What is 主保険 と は?
主保険 と は is a mandatory health insurance policy for all Japanese citizens and residents. It covers various medical expenses, including hospitalization, surgeries, and doctor visits. The policy is managed by the National Health Insurance (NHI) system, which is operated by local governments across Japan.
Who is eligible for 主保険 と は?
All Japanese citizens and residents who are registered with their local government are eligible for 主保険 と は. This includes foreigners who have stayed in Japan for more than a year and are registered as residents. If you are employed in Japan, your employer will also enroll you in the health insurance system.
How does 主保険 と は work?
When you visit a hospital or a clinic, you will be required to present your health insurance card, which contains your personal information and insurance details. The medical facility will then bill the NHI system for the medical expenses incurred. The policyholder will then pay a portion of the bill, which is usually 30% of the total cost.
Why is 主保険 と は important?
主保険 と は is an essential policy for Japanese citizens and residents. It ensures that everyone has access to basic healthcare services and is not burdened with high medical expenses. Without this policy, many people in Japan would not be able to afford medical treatment.
What are the benefits of 主保険 と は?
主保険 と は covers a wide range of medical expenses, including hospitalization, surgeries, and doctor visits. The policyholder only needs to pay a portion of the total cost, making it affordable for everyone. In addition, the NHI system also provides subsidies for low-income households to help them pay for medical expenses.
What are the drawbacks of 主保険 と は?
One of the main drawbacks of 主保険 と は is that it does not cover all medical expenses. For example, it does not cover dental procedures, cosmetic surgery, or alternative therapies. In addition, some medical facilities may not accept NHI insurance, which means that the policyholder will have to pay the full cost of the treatment.
Conclusion
In conclusion, 主保険 と は is an essential health insurance policy for all Japanese citizens and residents. It provides access to basic healthcare services and ensures that no one is burdened with high medical expenses. If you are living in Japan, it is important to enroll in the NHI system and understand the benefits and limitations of the policy.
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