List Of 事故相手の保険で修理 Article

事故修理相手保険会社の実際の対応はいかなるものか Nainersの作業風景 from ameblo.jp

Introduction

In Japan, there is a system called "事故相手の保険で修理" (Jiko aite no hoken de shuuri) which translates to "repair using the insurance of the other party involved in the accident". This system is used when a person's car is damaged in an accident caused by another driver, and they do not want to pay for the repairs themselves. In this blog post, we will discuss how this system works and what you need to know about it.

How it Works

If you are involved in a car accident, and the other driver is at fault, you have the option to use their insurance to cover the cost of repairs. This is called "事故相手の保険で修理" and it is a common practice in Japan. To use this system, you need to provide the other driver's insurance information to your repair shop. The shop will then contact the other driver's insurance company to get approval for the repairs.

Advantages and Disadvantages

The advantage of using "事故相手の保険で修理" is that you do not have to pay for the repairs out of your own pocket. This can save you a lot of money, especially if the damage is extensive. However, there are some disadvantages to this system. One of the main disadvantages is that you have to wait for the other driver's insurance company to approve the repairs. This can take some time, and you may be without your car for a while.

Tips for Using "事故相手の保険で修理"

If you decide to use "事故相手の保険で修理", there are a few tips you should keep in mind. First, make sure you get the other driver's insurance information at the scene of the accident. This will make the process of getting approval for repairs much easier. Second, choose a reputable repair shop that has experience dealing with insurance companies. They will be able to handle the process more efficiently and effectively.

What to Do if the Other Driver Does Not Have Insurance

If the other driver does not have insurance, you may still be able to get your car repaired using your own insurance. This is called "自己負担" (Jiko futan) which translates to "self-pay". However, you will need to pay your deductible, and your insurance rates may go up as a result.

Conclusion

In conclusion, "事故相手の保険で修理" is a system that allows you to get your car repaired using the other driver's insurance if they are at fault in an accident. While there are some disadvantages to this system, it can save you a lot of money in the long run. If you decide to use this system, make sure you follow the tips we have provided to make the process as smooth as possible.