List Of 全国健康保険協会保険の種類 References

「国民健康保険：国保」「健康保険：健保」の違いとは？扶養家族の加入要件は？分かりやすく簡単に解説！ HRメディアサプラボ Sup Lab from suplab.jp

Introduction

The National Health Insurance Association (NHI) is a government-run organization that provides health insurance coverage to all citizens and residents of Japan. There are several types of health insurance plans offered by the NHI, each with their own unique benefits and features. In this article, we will explore the different types of health insurance plans offered by the NHI and how they can benefit you.

The Different Types of Health Insurance Plans

1. Employee Health Insurance

This type of health insurance plan is offered to employees of companies in Japan. The premiums are shared between the employer and the employee, with the employer paying a larger portion. The benefits of this plan include coverage for medical treatment, hospitalization, and prescription drugs.

2. National Health Insurance

This type of health insurance plan is offered to self-employed individuals, students, and retirees. The premiums are based on income and are lower than those of employee health insurance. The benefits of this plan include coverage for medical treatment, hospitalization, and prescription drugs.

3. Health Insurance for Elderly Persons

This type of health insurance plan is offered to individuals aged 75 and over. The premiums are based on income and are lower than those of national health insurance. The benefits of this plan include coverage for medical treatment, hospitalization, and prescription drugs.

4. Health Insurance for Children

This type of health insurance plan is offered to children under the age of 18. The premiums are based on the income of the child's guardian and are lower than those of national health insurance. The benefits of this plan include coverage for medical treatment, hospitalization, and prescription drugs.

The Benefits of Health Insurance

Having health insurance is important for several reasons. It can help you save money on medical expenses, provide you with access to quality healthcare, and give you peace of mind knowing that you are covered in case of an emergency. Additionally, having health insurance is a legal requirement in Japan and failing to have it can result in fines.

Conclusion

The National Health Insurance Association offers several types of health insurance plans to meet the needs of all citizens and residents of Japan. Whether you are an employee, self-employed, a student, a retiree, elderly, or have children, there is a plan that can benefit you. Having health insurance is important for your physical and financial well-being, so be sure to choose a plan that fits your needs and budget.