List Of 住宅保険共済 Article

アール・イー・ビー宅建ファミリー共済新住宅用賃貸総合補償保険 from rebcojp.blogspot.com

Introduction

In Japan, homeowners have the option to purchase home insurance, also known as "jyutaku hoken" in Japanese. This insurance covers damages to your home, personal belongings, and liability protection. Another option homeowners have is to join a mutual aid society, also known as "kyosai" in Japanese, which is a non-profit organization that provides financial support to its members in the event of a disaster. In this article, we will discuss the benefits and differences between these two options.

Home Insurance

Home insurance in Japan covers damages caused by natural disasters, such as earthquakes, typhoons, and floods, as well as man-made disasters, such as fires and theft. It also covers personal liability in case someone is injured on your property. Depending on the policy you choose, it can also cover damage to your personal belongings. Home insurance is not mandatory in Japan, but it is highly recommended.

Types of Home Insurance Policies

There are two types of home insurance policies in Japan: fire insurance and comprehensive insurance. Fire insurance covers damages caused by fire, lightning, and explosions, while comprehensive insurance covers damages caused by natural disasters and man-made disasters.

How to Purchase Home Insurance

Home insurance can be purchased through insurance companies, banks, and post offices in Japan. The cost of the insurance depends on the coverage you choose, the size and age of your home, and the location of your home.

Mutual Aid Societies

Mutual aid societies in Japan provide financial support to their members in the event of a disaster. They are non-profit organizations and operate on the principle of mutual assistance, where members contribute to a fund which is used to support members who suffer from a disaster. Mutual aid societies can be joined by anyone, regardless of age or income.

Benefits of Mutual Aid Societies

One of the benefits of joining a mutual aid society is that it provides financial support in the event of a disaster. Members can receive financial assistance for damages to their home, personal belongings, and loss of income. Another benefit is that mutual aid societies provide support and guidance during a disaster, including emergency supplies and evacuation assistance.

Differences between Home Insurance and Mutual Aid Societies

The main difference between home insurance and mutual aid societies is that home insurance covers damages to your property and personal belongings, while mutual aid societies provide financial support to their members in the event of a disaster. Home insurance is also a contractual agreement between the homeowner and the insurance company, while mutual aid societies operate on the principle of mutual assistance.

Conclusion

In conclusion, homeowners in Japan have the option to purchase home insurance or join a mutual aid society. Home insurance covers damages to your property and personal belongings, while mutual aid societies provide financial support to their members in the event of a disaster. Both options have their benefits and differences, and it is important to choose the option that best suits your needs.