List Of 国民 保険 市役所 References
What is "Kokumin Hoken"?
"Kokumin Hoken" is a national health insurance program in Japan. It is a mandatory insurance system for residents of Japan, including foreigners who have lived in Japan for over a year. The program is designed to provide affordable healthcare services to everyone living in Japan.
How to Apply for National Health Insurance
If you are staying in Japan for more than a year, you are required to apply for national health insurance. You can apply at the city hall of the town, city or ward where you reside. You will need to provide your residence card, passport, and proof of employment.
Benefits of National Health Insurance
With national health insurance, you can receive medical treatment and prescription drugs at a reduced cost. The insurance covers 70% of your medical expenses, while you are responsible for the remaining 30%. The program also covers hospitalization and surgery costs.
Payment of National Health Insurance
The insurance premium is calculated based on your income. If you are unemployed or have a low income, you may receive a discount on your insurance premium. The payment is made monthly, and you can pay at the city hall or through a bank transfer.
How to Use National Health Insurance
When you receive medical treatment, you need to show your national health insurance card. You will also need to pay your portion of the medical expenses at the time of treatment. You can then submit a claim for reimbursement to the city hall or through a smartphone app.
Exemptions from National Health Insurance
Some people are exempt from national health insurance, including those who have private health insurance or are enrolled in a company health insurance plan. However, if you are not enrolled in any other insurance plan, you must enroll in national health insurance.
Renewing National Health Insurance
Your national health insurance needs to be renewed every year. The renewal period is usually from late April to early May. You will receive a renewal notice in the mail, and you can renew your insurance at the city hall or through a smartphone app.
Penalties for Not Having National Health Insurance
If you do not enroll in national health insurance, you may be subject to penalties, including fines and the suspension of your visa. It is important to enroll in the program to avoid any legal issues.
Conclusion
Enrolling in national health insurance is mandatory for all residents of Japan. It provides affordable healthcare services and covers a portion of your medical expenses. Make sure to renew your insurance every year and pay your premiums on time to avoid any legal issues.
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