8+ 学資保険年末調整保険期間 Article

年末調整で学資保険を生命保険料として控除する方法と注意点のまとめ｜インタビュー・コラム｜経営ハッカー from keiei.freee.co.jp

What is 学資保険?

学資保険 is a type of insurance policy that is specifically designed to help parents save for their children's education. It is a type of endowment insurance that provides both savings and protection benefits. The policyholder pays a fixed amount of premium every year, and the policy matures at a specific date in the future, providing a lump sum payout that can be used for educational expenses.

Why adjust 学資保険 during 年末調整保険期間?

年末調整保険期間 is the end of the year adjustment period for insurance policies in Japan. This is the time when policyholders can review their insurance policies and make necessary adjustments to ensure that they are still appropriate for their needs. For parents who have a 学資保険 policy, this is the perfect time to review and adjust their policy to make sure that it still meets their educational savings goals.

Factors to consider when adjusting your 学資保険 policy

When adjusting your 学資保険 policy during 年末調整保険期間, there are several factors that you need to consider:

1. Your child's age: As your child gets older, their education expenses will increase. You need to adjust your policy accordingly to make sure that you have enough savings to cover their educational needs.

2. Your financial situation: Your financial situation may change from year to year. You need to review your 学資保険 policy to make sure that the premium amount and the maturity date are still appropriate for your current financial situation.

3. The policy's investment performance: The investment performance of your 学資保険 policy can also affect your savings. You need to review the policy's investment performance and adjust it if necessary to make sure that it is still meeting your educational savings goals.

How to adjust your 学資保険 policy

To adjust your 学資保険 policy during 年末調整保険期間, you need to contact your insurance company or your insurance agent. They will provide you with the necessary information and help you adjust your policy to meet your needs. You can also use online insurance comparison websites to compare different policies and choose the one that best suits your needs and budget.

Conclusion

学資保険 is an important insurance policy that can help parents save for their children's education. However, it is important to review and adjust your policy during 年末調整保険期間 to ensure that it still meets your educational savings goals. By considering the factors mentioned above and working with your insurance company or agent, you can adjust your policy and ensure that your child's educational needs are met.

So, don't wait any longer. Review and adjust your 学資保険 policy today and secure your child's future.