If you live in Japan, you know how important dental health is, and it is vital to have dental insurance. However, understanding the dental insurance point system can be a bit confusing. In this article, we will explain the dental insurance point system in Heisei 31 Year.
What is the Dental Insurance Point System?
The dental insurance point system is a way for dental insurance companies in Japan to calculate how much they will reimburse for a particular treatment. The Japanese government sets the dental insurance point value each year, and it is based on the average cost of dental treatment.
What is Heisei 31 Year?
Heisei 31 Year is the year 2019 in the Japanese calendar. This is the year when the dental insurance point system changed, and it is essential to understand how it affects you.
How Does the Point System Work?
The dental insurance point system calculates the reimbursement amount by multiplying the number of points assigned to a treatment by the point value for that year. For example, if a treatment has 10 points, and the point value is 10 yen, the reimbursement amount would be 100 yen.
What are the Changes in Heisei 31 Year?
In Heisei 31 Year, the dental insurance point value increased from 8.7 yen to 10 yen. This means that the reimbursement amount for each treatment will be higher than in previous years.
What Treatments are Covered by the Point System?
The dental insurance point system covers a wide range of treatments, including fillings, extractions, root canals, and crowns. Each treatment has a different number of points assigned to it, based on the complexity and cost of the treatment.
How are Points Assigned to Treatments?
The Japanese Dental Association assigns points to each treatment based on the average cost of the treatment. The more complex and expensive the treatment, the more points it will have.
What are the Benefits of the Point System?
The dental insurance point system makes it easier for patients to understand how much they will be reimbursed for a particular treatment. It also ensures that insurance companies are reimbursing patients fairly, based on the cost of the treatment.
What are the Drawbacks of the Point System?
The main drawback of the dental insurance point system is that it does not take into account the individual needs of each patient. Some patients may require more extensive or specialized treatment, which may not be adequately reimbursed by the point system.
Conclusion
Understanding the dental insurance point system is essential for anyone living in Japan. With the changes in Heisei 31 Year, it is more important than ever to understand how the system works and how it affects you. By knowing how the point system works, you can make informed decisions about your dental health and insurance coverage.
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