8+ 産休 手当 保険 Article
Introduction
Are you expecting a baby soon? Are you planning to take a maternity leave? In Japan, there are laws that protect pregnant women and new mothers from losing their jobs, and provide financial support during their absence from work. This support is known as 産休 手当 保険 (sankyuu teate hoken), or maternity leave allowance insurance. In this article, we will discuss everything you need to know about this insurance in 2023.
Eligibility
To be eligible for 産休 手当 保険, you must be a member of the Employees' Health Insurance (健康保険) or National Health Insurance (国民健康保険) scheme, and have worked for your current employer for at least one year. You must also have been insured for at least 14 weeks prior to the expected date of delivery.
Duration of Leave
In Japan, new mothers are entitled to take up to 14 weeks of maternity leave. This includes six weeks of leave before the expected date of delivery, and eight weeks of leave after the actual date of delivery. If you give birth to twins or more, you are entitled to an additional two weeks of leave. If you have a premature or complicated delivery, you may be entitled to an extended leave.
Amount of Allowance
The amount of 産休 手当 保険 you are entitled to receive depends on your average daily wage for the six-month period prior to taking maternity leave. The allowance is 67% of your average daily wage, with a maximum of 1,000,000 yen per month. This allowance is paid by your employer, who then recovers the cost from the insurance scheme.
Application Process
To apply for 産休 手当 保険, you must notify your employer of your pregnancy at least one month before the start of your maternity leave. Your employer will then provide you with the necessary forms to apply for the allowance. You must submit the forms to your local health insurance office or municipal office, along with a medical certificate from your doctor stating your expected date of delivery.
Other Benefits
Aside from 産休 手当 保険, new mothers in Japan are also entitled to other benefits, such as free prenatal and postnatal check-ups, and free vaccinations for their babies. They are also entitled to take childcare leave until their child reaches the age of one, and have the option to work shorter hours or work from home.
Conclusion
産休 手当 保険 is a valuable financial support for new mothers in Japan. It not only provides them with the means to take time off work and care for their newborns, but also protects their employment rights. If you are planning to take maternity leave in 2023, make sure to familiarize yourself with the application process and eligibility requirements for this insurance.
Sources:
- https://www.japan-guide.com/e/e2220.html
- https://www.japantimes.co.jp/news/2022/07/27/national/japan-maternity-leave-extension/
- https://www.japantimes.co.jp/news/2022/03/29/business/corporate-business/maternity-leave-japan/
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