9+ 交通安全保険 Article

Introduction

If you're a driver in Japan, then you've probably heard of the term "Koutsu Anzen Hoken." This term refers to a type of car insurance that is mandatory for all drivers in the country. In this article, we'll dive deep into what Koutsu Anzen Hoken is, how it works, and why it's important for your safety on the road.

What is Koutsu Anzen Hoken?

Koutsu Anzen Hoken, or "Traffic Safety Insurance," is a type of car insurance that covers bodily injury or death caused by a car accident. It is mandatory for all drivers in Japan to have this insurance, and failure to do so can result in fines or even imprisonment.

What does Koutsu Anzen Hoken cover?

Koutsu Anzen Hoken covers the following: - Bodily injury caused to another person in a car accident - Death caused to another person in a car accident - Damage caused to another person's property in a car accident

What does Koutsu Anzen Hoken not cover?

Koutsu Anzen Hoken does not cover the following: - Damage caused to your own car in a car accident - Theft or damage caused to your car by other means (e.g. fire, natural disasters)

Why is Koutsu Anzen Hoken important?

Koutsu Anzen Hoken is important because it provides financial protection to both the driver and the victim in the event of a car accident. Without this insurance, drivers would be responsible for paying for any damages or injuries caused to others out of their own pockets.

How much does Koutsu Anzen Hoken cost?

The cost of Koutsu Anzen Hoken varies depending on the insurance company and the driver's age, driving history, and location. However, the average cost is around 10,000 yen per year.

What are the penalties for not having Koutsu Anzen Hoken?

If you're caught driving without Koutsu Anzen Hoken, you can face the following penalties: - A fine of up to 500,000 yen - Imprisonment for up to 1 year - Suspension of your driver's license

Conclusion

In conclusion, Koutsu Anzen Hoken is a mandatory car insurance in Japan that provides financial protection to drivers and victims in the event of a car accident. It's important to have this insurance to avoid facing fines, imprisonment, or suspension of your driver's license. Remember to always prioritize safety on the road and to drive responsibly.