2020年4月☆64歳以上の被保険者からも雇用保険料天引き復活！ ひらの事務所ブログ from ameblo.jp
What is Chōri-nori Insurance?
Chōri-nori insurance is a type of temporary insurance available in Japan. This insurance is meant for those who need short-term coverage, such as foreign visitors or those with work visas. It is also sometimes referred to as "visitor insurance."
Who is Covered by Chōri-nori Insurance?
Anyone in Japan who is classified as a temporary insured person can apply for Chōri-nori insurance. This includes foreign visitors, those with work visas, and students. The insurance is designed to provide coverage for those who may not be eligible for other types of insurance due to their temporary status.
What Does Chōri-nori Insurance Cover?
Chōri-nori insurance typically covers medical expenses, such as hospital stays, surgery, and medication. It may also cover emergency medical transportation, such as an ambulance ride. Some policies may also include coverage for accidents, such as injuries sustained in a car accident.
How to Apply for Chōri-nori Insurance
To apply for Chōri-nori insurance, you will need to contact an insurance provider that offers this type of coverage. You will likely need to provide information about your temporary status in Japan, as well as your personal information, such as your name and contact details.
How Much Does Chōri-nori Insurance Cost?
The cost of Chōri-nori insurance can vary depending on the policy and the insurance provider. However, it is typically more affordable than other types of insurance, as it is designed for short-term coverage. You may be able to find policies for as little as a few hundred yen per day.
Things to Consider When Choosing a Chōri-nori Insurance Policy
When choosing a Chōri-nori insurance policy, there are several things to consider. First, make sure the policy provides coverage for the types of expenses you may incur while in Japan. You should also check the limits of coverage to ensure it is sufficient for your needs. Additionally, consider the cost of the policy and the reputation of the insurance provider.
Benefits of Chōri-nori Insurance
One of the primary benefits of Chōri-nori insurance is that it provides coverage for those who may not be eligible for other types of insurance. It is also typically more affordable than other types of insurance, making it a good option for those on a budget. Additionally, Chōri-nori insurance can provide peace of mind knowing that you are covered in case of an emergency.
Drawbacks of Chōri-nori Insurance
One of the drawbacks of Chōri-nori insurance is that it may not provide as much coverage as other types of insurance. Additionally, some policies may have limits on the amount of coverage provided, which may not be sufficient for your needs. Finally, not all insurance providers offer Chōri-nori insurance, which can make it more difficult to find coverage.
Conclusion
If you are a temporary insured person in Japan, Chōri-nori insurance may be a good option for short-term coverage. It is important to carefully consider the policy and insurance provider to ensure you are getting the coverage you need at a price that fits your budget. With the right policy, you can have peace of mind knowing that you are covered in case of an emergency.
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