Must Know 個人賠償保険楽天カード Ideas

個人賠償責任保険とは？対象や金額、注意点をFPが解説！小宇佐・針田FP事務所 from kosaharitafp.com

Introduction

Personal liability insurance is a type of insurance policy that helps protect individuals from financial loss resulting from a lawsuit or claim filed against them for property damage, injury or death of another person. In Japan, Rakuten card offers personal liability insurance to its cardholders. In this article, we will explore the features of this insurance and how it can benefit you.

What is Personal Liability Insurance with Rakuten Card?

Rakuten Card offers personal liability insurance to its cardholders as a part of its card benefits. This insurance policy covers up to 100 million yen in damages resulting from injury or death of another person, or property damage caused by the cardholder. It is important to note that this insurance only covers damages caused by the cardholder and not damages caused by other people who may use the card.

How Does it Work?

To activate the personal liability insurance with Rakuten Card, the cardholder needs to register for it online. Once registered, the insurance policy will automatically renew every year as long as the cardholder continues to use the card. In case of a claim, the cardholder needs to contact the Rakuten card customer service and file the claim. The insurance company will then investigate the claim and provide compensation if the claim is found to be valid.

Who Should Get Personal Liability Insurance with Rakuten Card?

Personal liability insurance with Rakuten Card is recommended for anyone who owns a credit card and wants to protect themselves from potential financial loss resulting from a lawsuit or claim. It is especially useful for individuals who frequently travel or engage in activities that may cause injury or property damage to others.

Benefits of Personal Liability Insurance with Rakuten Card

There are several benefits of having personal liability insurance with Rakuten Card, including:

Protection from financial loss resulting from a lawsuit or claim
Covers damages up to 100 million yen
Automatic renewal every year
Easy claim process through Rakuten card customer service

Limitations of Personal Liability Insurance with Rakuten Card

It is important to note that personal liability insurance with Rakuten Card has its limitations. Some of them include:

Covers damages caused by the cardholder only
Does not cover intentional or criminal acts
Does not cover damages resulting from using the card for business purposes
Does not cover damages resulting from using the card for illegal activities

Conclusion

Personal liability insurance with Rakuten Card is a valuable benefit that can help protect cardholders from potential financial loss resulting from a lawsuit or claim. It is important to understand the features and limitations of this insurance policy before registering for it. If you are a Rakuten Cardholder, make sure to take advantage of this benefit and stay protected.