外国人人材の任意保険加入は必要？〜技能実習・特定技能の保険や注意点について解説〜 ウィルオブ採用ジャーナル from willof-work.co.jp
Introduction
Japan has been accepting foreign technical intern trainees to help them acquire technical skills and knowledge. The Technical Intern Training Program (TITP) was established in 1993 to provide training opportunities to foreign nationals. The program was revised in 2017, and one of the significant changes was the introduction of the Comprehensive Insurance for Foreign Technical Intern Trainees, which aims to protect the trainees' health and welfare during their stay in Japan.
What is Comprehensive Insurance for Foreign Technical Intern Trainees?
The Comprehensive Insurance for Foreign Technical Intern Trainees is a type of insurance that covers the medical expenses, disability benefits, and death benefits of foreign nationals who are participating in the TITP. The insurance is mandatory, and employers are responsible for enrolling their trainees in the program.
What Does the Insurance Cover?
The insurance covers medical expenses due to illness or injury that occurred during the trainee's stay in Japan. It also covers disability benefits if the trainee becomes disabled due to an accident or illness during their stay. In case of the trainee's death, the insurance provides death benefits to their family or designated beneficiary.
How Much Does the Insurance Cost?
The insurance premium is based on the trainee's age and length of stay in Japan. The premium ranges from 6,000 yen to 23,000 yen per year, depending on the trainee's age. Employers are responsible for paying the insurance premium.
How to Use the Insurance?
If a trainee needs medical attention, they should inform their employer immediately. The employer will then arrange for the trainee to receive medical treatment at a designated medical institution. The trainee will need to present their insurance card when receiving medical treatment.
What Are the Benefits of the Insurance?
The Comprehensive Insurance for Foreign Technical Intern Trainees provides peace of mind to both employers and trainees. It ensures that trainees have access to medical care when they need it, without worrying about the cost. The insurance also helps protect employers from financial liability in case of an accident or illness.
What Are the Requirements for the Insurance?
To be eligible for the Comprehensive Insurance for Foreign Technical Intern Trainees, the trainee must be enrolled in the TITP and have a valid visa. The trainee must also be under 65 years old and not have any pre-existing medical conditions.
Conclusion
The Comprehensive Insurance for Foreign Technical Intern Trainees is an essential program that provides protection to foreign nationals participating in the TITP. It ensures that trainees have access to medical care when they need it and helps protect employers from financial liability. Employers should ensure that their trainees are enrolled in the program and that they understand how to use the insurance.
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