Must Know 交通 事故 保険 点数 Article
Introduction
交通事故保険点数 or Kotsu Jiko Hoken Tensu is a system in Japan that aims to prevent road accidents and compensate victims involved in car accidents. In this article, we will discuss everything you need to know about this system.What is Kotsu Jiko Hoken Tensu?
Kotsu Jiko Hoken Tensu is a point system that determines the amount of insurance premium a driver must pay. The higher the number of points, the higher the insurance premium. Points are given to drivers who cause accidents, violate traffic rules, or commit other traffic offenses.How are Points Calculated?
Points are calculated based on the severity of the offense committed. For example, causing a minor accident will result in fewer points compared to causing a major accident. Points are also given for violating traffic rules such as running a red light, speeding, or driving under the influence of alcohol.What Happens when you Reach a Certain Number of Points?
When a driver reaches a certain number of points, their insurance premium will increase. The number of points required to trigger an increase in insurance premium varies depending on the insurance company. However, most insurance companies will increase the premium if a driver reaches 5 points or more.How to Check your Points?
Drivers can check their points by requesting a certificate from the Japan Automobile Federation or JAF. The certificate will contain information about the driver's points, traffic offenses, and other relevant information.How to Reduce Points?
Points can be reduced by attending a traffic safety seminar or by taking a defensive driving course. However, the number of points that can be reduced is limited, and it may take several years to reduce points to zero.What Happens if you Reach the Maximum Number of Points?
If a driver reaches the maximum number of points, their driver's license will be suspended or revoked. The length of the suspension or revocation will depend on the number of points and the severity of the offenses committed.Conclusion
In conclusion, Kotsu Jiko Hoken Tensu is an important system in Japan that aims to prevent road accidents and compensate victims involved in car accidents. As a driver, it is essential to understand how the system works and to drive safely to avoid accumulating points.Sources:
- https://www.jaf.or.jp/inter/evaluation/kj_tensu/kj_tensu.htm
- https://www.nippon.com/en/japan-topics/g00740/
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